Trailblazer Mortgage L.L.C. Legal Disclosures and License Information
It is Trailblazer Mortgage L.L.C. policy to comply with the Equal Credit Opportunity Act and the Fair Housing Act. In addition, it is Trailblazer Mortgage L.L.C. policy to comply with state laws that provide greater protection. Trailblazer Mortgage L.L.C. is an Equal Housing Lender, and does not engage in business practices that discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
State Disclosure Requirements
Trailblazer Mortgage L.L.C. is a licensed mortgage lender in the following states:
| States | Agency | License Information | License Name | License Number |
|---|---|---|---|---|
| Florida | Office of Financial Regulation | Mortgage Lender Servicer License | License No. MLD2053 | Mortgage Lender Servicer License | MLD2053 |
| Georgia | Department of Banking and Finance | Georgia Residential Mortgage Lender Licensee | License No. 2106646 | 1 W. Church Street 4th Floor, Suite 402 Orlando, FL 32801 | Mortgage Lender License/Registration | 2106646 |
| North Carolina | Commissioner of Banks | Trailblazer Mortgage L.L.C. NMLS #2106646 | Mortgage Lender License | L-199275 |
| South Carolina | State Board of Financial Institutions | Trailblazer Mortgage L.L.C. NMLS #2106646 | BFI Mortgage Lender/Servicer License | MLS - 2106646 |
| Tennessee | Department of Financial Institutions | Trailblazer Mortgage L.L.C. NMLS #2106646 | Mortgage License | 2106646 |
| Texas | Department of Savings and Mortgage Lending | Trailblazer Mortgage L.L.C. 1 W. Church Street 4th Floor, Suite 402 Orlando, FL 32801| Texas – SML Mortgage Banker Registration | License No. 2106646 | SML Mortgage Banker Registration |
Trailblazer MORTGAGE L.L.C. NATIONWIDE MORTGAGE LICENSING SYSTEM NUMBER 2106646 TOLL FREE NUMBER: (877) 356-8647
Trailblazer Mortgage L.L.C. Affiliated Businesses
ACRISURE MORTGAGE, LLC
ACRISURE MP, LLC
ASHTON WOODS HOMES
Pre-Approval Disclosure
*“Pre-Approval” means an automated underwriting system approval (conditional approval) based upon credit information supplied by applicant and subject to Trailblazer Mortgage L.L.C.’s review of loan documents. Not all applicants will be approved.
Information regarding risks of reverse mortgages:
- A reverse mortgage is a loan that must be repaid
- Circumstances under which payments or access to a line of credit may end or a consumer would be required to repay a reverse mortgage during the consumer’s life (e.g., the borrower sells the home)
- Foreclosure may occur if the consumer (1) lives somewhere other than the home longer than allowed by the loan agreement; or (2) does not pay property taxes or insurance premiums
- Consumers must make payments for taxes and insurance during the term of the reverse mortgage
- Reverse mortgage costs may vary and less expensive options may be available
- A reverse mortgage may affect eligibility for some government programs. Specifically, SSI and Medicaid may be affected.
- In order to retain the home when the reverse mortgage becomes due that (1) the consumer or the consumer’s heirs or estate must pay the entire loan balance and (2) the balance may be greater than the value of the consumer’s home.